Chicago Means Test Lawyers

The means test determines your eligibility to file for Chapter 7 bankruptcy relief. While the means test may seem straightforward, applying the test can be challenging. It is important to have an experienced bankruptcy lawyer to guide you through the qualifications for bankruptcy and help you determine the best options for meeting your financial needs.

At Edwin L. Feld & Associates, our attorneys help families and individuals determine if they qualify for Chapter 7 through the means test or Chapter 13 bankruptcy. We will evaluate your financial situation, including your debt and income, then apply the means test and guide you through the filing process.
We have offices convenient to many suburbs in the Chicago area. Call 888-645-4357 to schedule a free initial consultation with an experienced bankruptcy lawyer. WE OFFER PAYMENT PLANS.

Bankruptcy Eligibility in Illinois

The means test determines your eligibility to file for Chapter 7 bankruptcy relief. The test uses your annual household income from the past six months. If you are below the median income for a household of your size, then you qualify to file for Chapter 7. The median income changes regularly. Please contact us to find out what the current median income is for your household size in Illinois.

If you are over the median income for a household of your size, you may still qualify for Chapter 7, but you must complete a longer form of the means test. There are also several other qualifying factors.

If you do not qualify for Chapter 7 based on the means test, then you may wish to consider filing for Chapter 13 bankruptcy.

Contact Our Chicago Means Test Attorneys

Our central office is in Chicago and we have office locations in Arlington Heights, Gurnee, Homewood, Oak Lawn, Oak Park, and Round Lake Beach. Contact us for a free consultation at 888-645-4357 or by e-mail.